Compare Business Checking

	SMALL BUSINESS CHECKING	COMMERCIAL CHECKING⁴	SOLE OWNERSHIP CHECKING	NOT-FOR-PROFIT CHECKING
Minimum Opening Deposit	$1,000.00	$1,000.00	$1,000.00	$1,000.00
Interest Bearing	No	No	Yes	Yes
Interest Rate⁵	N/A	N/A	Variable¹ Interest compounds and is paid monthly²	Variable¹ Interest compounds and is paid monthly²
Term	N/A	N/A	N/A	N/A
Minimum Daily Balance to Avoid Monthly Maintenance Fee	$1,000.00	N/A	$1,000.00	$1,000.00
Minimum Average Daily Balance to Avoid Monthly Maintenance Fee	$5,000.00	N/A	$5,000.00	$5,000.00
Monthly Maintenance Fee if Balance Requirements Not Met	$20.00	$15.00	$10.00	$10.00
Monthly Activity Fees	$.50 per debit over 25	$.20/item deposited $.35 per deposit $.20/item paid $.30/ACH Item	$.50 per debit over 25	$.20/item deposited over 25 $.20/item paid over 25
Statements	Monthly	Monthly	Monthly	Monthly
Online Banking	Yes	Yes	Yes	Yes
Bill Pay Service	Available at no Cost	Available at no Cost	Available at no Cost	Available at no Cost
ATM Card	Yes	Yes	Yes	Yes
Debit Card	Yes	Yes	Yes	Yes
Other Features and Benefits	No AMB fee for ATM transactions³	Earnings credit available No AMB fee for ATM transactions³	No AMB fee for ATM transactions³	No AMB fee for ATM transactions³
Other Fees and Restrictions	None	None	None	None
¹ Interest rates are subject to change at the Bank's discretion as often as daily without notice. Fees may reduce earnings. ² If you close your account before interest is credited, you will not receive the accrued interest. ³ A proprietary bank fee may apply unless you use a SUM ATM ⁴ An earnings credit is available ⁵We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.