FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Specials

	HARVEST MONEY MARKET	HARVEST CERTIFICATE OF DEPOSIT
Minimum Opening Deposit	$10,000.00	$10,000.00
Interest Bearing³	Yes⁴	Yes⁴
Interest Rate	Variable¹ Interest compounds and is paid monthly²	Fixed Rate
Term	N/A	13 Month⁵
Minimum Daily Balance to Avoid Monthly Maintenance Fee	$10,000.00	N/A
Minimum Average Daily Balance to Avoid Monthly Maintenance Fee	N/A	N/A
Monthly Maintenance Fee if Requirements are not Met	$25.00	N/A
Monthly Activity Fees	$10.00 for each preauthorized transfer including checks over 6 per month	N/A
Statements	Monthly	N/A
Online Banking	Yes	Yes
Bill Pay Service	N/A	N/A
ATM Card	N/A	N/A
Debit Card	N/A	N/A
Other Features and Benefits	N/A	N/A
Requirements	NEW MONEY ONLY AMB reserves the right to accept balances over $1 million. Personal and Business accounts available.	NEW MONEY ONLY Penalty for early withdrawal 90 days interest
¹Interst rates are subject to change at the Bank's discretion as often as daily without notice. Fees may reduce earnings. ²If you close your account before interest is credited, you will not receive the accrued interest. ³Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (i.e. checks). ⁴We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rated to the principal in the account each day. ⁵The Harvest 13 Month CD will automatically renew into a regular 12 Month CD and rate at that time.