1 Interest rates are subject to change at the Bank's discretion as often as daily without notice.
Fees may reduce earnings.
2 If you close your account before interest is credited, you will not receive the accrued interest.
3 A proprietary bank fee may apply unless you use a SUM ATM
4 Interest begins to accrue no later than the business day we receive credit for the deposit of noncash
items (i.e. checks)
5 We use the daily balance method to calculate the interest on your account. This method applies a daily
periodic rate to the principal in the account each day.
6Fee waived for the first two months. Begins the third month if requirements are not met.
7No account maintenance fees if requirements are met. Overdraft fees may apply.