1Interst rates are subject to change at the Bank's discretion as often as daily without notice. Fees may reduce earnings.
2If you close your account before interest is credited, you will not receive the accrued interest.
3Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (i.e. checks).
4We use the daily balance method to calculate the interest on your account. This method applies a
daily periodic rated to the principal in the account each day.